Insurance solutions for businesses in Switzerland
Focus on what really matters – we’ll take care of the rest.
Commercial insurance
We offer tailored insurance solutions for all industries and needs. Analyse your requirements with our experts and receive a personalised quote.
Whether you run an SME or a large international corporation, commercial liability insurance protects your business from the financial consequences of any loss or damage. These can arise at any time, be it from a passerby getting injured at an inadequately secured construction site or a cable fire caused by improper installation work resulting in severe damage to a building.
Every company requires an individual solution, as risks vary from business to business. That’s why our experts will conduct an independent analysis with you to identify the risks specific to your company. Based on this, they’ll configure a selection of products tailored to your needs.
Whether you need a comprehensive all-inclusive package or a solid, basic level of cover, you can insure your machines, facilities, goods and valuables. You define what you want to protect and how you want to do it, whether through property, building, earthquake, transport or technical infrastructure insurance.
Let our experts compile the right insurance coverage for you while you focus on your core business. Our team have years of practical experience in these areas and will provide you with competent, independent advice.
Just as they do in the private sphere, legal disputes can arise in business, taking up valuable time, energy, and resources. By taking out commercial legal protection insurance, you can proactively address such situations. Whether it’s mediation between parties, conciliation or court proceedings, our legal protection experts will assist you and fight your corner.
Legal protection insurance is modular and can include the following:
Criminal, labour and administrative law
Contract law
Liability, rental and neighbourhood law
Other contractual rights
Book a consultation with our experts now and explore the range of options to protect your business.
Long underestimated, this type of insurance cover is becoming increasingly essential, not only for large international corporations but also for small and medium-sized enterprises and sole proprietorships. Digitalisation continues to expand, and cybercrime is on the rise; websites are deliberately taken offline, payments are intercepted and sensitive data is increasingly targeted by criminals.
Cyber risk insurance is modular and includes the following:
Liability insurance (data protection breaches, data loss, etc.)
First-party loss and damage (loss and damage caused by malicious software)
Business interruption (systems paralysed by hackers)
Legal protection (hacked social media accounts and their consequences, etc.)
CyberCrime (coverage for loss and damage caused by identity fraud)
Together with our experts, you can conduct a risk analysis and determine which modules are best suited to your business. Take advantage of this opportunity to protect your company against potential cyber threats.
Do you need any advice from our experts? Book an appointment for a personalised insurance consultation.
Personal insurance
As a business owner, you’re responsible for the well-being and protection of your employees, from complying with safety and protection regulations at work to workplace accidents and retirement.
As an entrepreneur, you understand the importance of planning for retirement. After a fulfilling professional career as a sole proprietor or company executive and a well-organised succession plan, you’ll be looking forward to slowing down and enjoying your retirement to the full.
To maintain your usual standard of living after you’ve handed over the baton, it’s essential to plan ahead. Our experts will be happy to explain the various options available when it comes to securing your financial future at the end of your career.
Responsible entrepreneurs never leave their employees’ occupational pensions to chance. Depending on the size and risk profile of the business, tailored solutions are available for every industry and company, big or small.
Our experts will analyse your company’s specific needs with you. In addition to the compulsory OPA benefits, you have the option to include additional coverage, such as benefits after retirement or in case of disability or death and comprehensive accident protection. Our advisors will be happy to prepare a customised quote for you.
As a business owner, you’re legally required to provide accident insurance for your workforce. All employees are covered against occupational accidents, but only those who work at least 8 hours per week for you are insured against accidents during their free time. Basic coverage includes outpatient and inpatient treatments, travel, transport and rescue costs, daily allowances, disability and survivor’s pensions and compensation for physical impairment and severe dependency.
In addition to compulsory cover, you have the option to take out supplementary insurance for your employees to enhance their benefits. Our experts will gladly explain the different options available in a personal consultation.
If an employee is unable to fulfil their duties in the company due to illness, you, as a business owner, are required to continue paying their salary. In addition to lost working hours, this can result in a significant financial burden. That’s why it’s always advisable to take out appropriate insurance cover.
Daily sickness allowance insurance can be taken out with different waiting periods, such as 7, 14 or 30 days, and different levels of cover, such as 80%, 90% or 100% of the employee’s current salary. The length of the waiting period and the level of salary coverage affect the premium to be paid.
In addition to basic cover, commercial risks such as continued salary payments in the event of death or maternity benefits can be included. Our experts will be happy to prepare a personalised quote for you.
Would you like to learn more about basic cover prescribed by law and optional supplementary insurance?
Start-ups
As a new entrepreneur, you may find it unclear which type of insurance cover is necessary for this new stage of life. Our experts have been supporting people in this situation for decades and have extensive experience. They’ll be happy to assist you in identifying your needs using their expertise.
As a business owner, you’re required to protect your employees against the financial consequences of accidents and occupational illnesses. Insurance cover includes the reimbursement of medical and treatment costs, daily allowances and disability pensions and death benefits.
To ensure a smooth start from an insurance perspective when setting up your company and to allow you to focus on business growth, our highly trained experts offer flexible, tailored solutions.
The future looks bright for your newly founded company; order volume is continuously increasing and all signs point to a stable financial situation in the long run. To ensure that your employees can also look to the future with confidence, you’re legally required to protect them against risks such as old age, death and disability.
Our experts are well versed in the legal requirements and will present you with the various options for risk coverage for your employees. This service is free of charge for you. Book a consultation now and find out about sustainable insurance solutions in a one-to-one session.
As an entrepreneur, you bear great responsibility and face considerable risks. Nobody’s perfect, and mistakes can happen wherever work is done. To prevent an incident caused by an employee from putting your business in financial jeopardy, it’s advisable to take out commercial liability insurance.
Not every business requires the same level of insurance cover. Whether basic protection or industry-specific supplementary insurance, our experts have many years of experience in commercial insurance matters and can help you conduct a throughout risk analysis for your business. Book a consultation now and explore the range of options available.
Whether you’re an established company or a start-up, our experts will assist you in conducting a full risk analysis.
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